Why do i need General Liability Insurance? How does it hepl my business? We know that errors or accidents can occur at any time. Moreover, the definition of accident is as follows: "Unforeseen event that alters the normal or expected march of things, especially the one that causes damage to a person or thing." Then now we will see why you need to protect your business with our general liability insurance. By obtaining our insurance, we will help you reduce economic losses by covering litigation or payment for damages costs.